Member Benefits Summary:

  • Competitive terms and payment structures¹
  • A dedicated project manager to help you get things done on time and within budget
  • Practice Heartbeat ® — our complimentary program to help new doctors of optometry develop the management, analytical and competitive skills crucial to growth²
  • Rate lock program to protect against potential interest rate changes³


Financing for New Practices¹

Starting a practice can be challenging. Make sure you work with someone who knows the way.

All-inclusive financing
Our financing is designed to cover everything — from design fees to cabinetry.

Competitive rates and flexible terms
We work hard to keep your payments affordable.

Working capital
Startup loans include extra capital to fund both planned and unexpected expenses.

Practice Acquisition and Sales¹

Bank of America Acquisitions and SalesWe can help make sure you’re ready to purchase a practice.

All-inclusive financing
Our financing includes working capital needed to assist with the transition.

Competitive fixed rates
We offer flexible repayment options with longer terms. Interest-only payments may be available.

Sensible payment features
To give you additional flexibility and control, principal reduction and early payoff options are available.

Debt Consolidation¹

Improve cash flow with debt consolidation — grow your practice and reduce your monthly payments at the same time.

You’ll enjoy the following advantages:

  • A choice of financing solutions to consolidate debt and help lower your monthly payments
  • Affordable monthly payments, with repayment terms that can be customized to fit your needs
  • More flexibility and control, with principal reduction and early payoff options

Office Remodeling and Expansion¹

Create a more attractive environment, and watch your profitability increase.

Bank of America RemodelingAll-inclusive financing
Our financing covers everything — renovation and construction, design fees, equipment, cabinetry and more.

Competitive fixed rates
We offer competitive rates with flexible repayment options.

Rate lock program³
We include this provision to help protect you against unexpected interest rate changes.

Professional project management
A dedicated project manager will help you get everything completed on schedule and within budget to keep your project moving.

Payment services
Your time should be spent caring for patients. So, to help reduce your administrative burden, payments to vendors are issued on your behalf.

Practice Heartbeat® Program²

If you’re just starting out or acquiring a practice for the first time, we invite you to participate in our complimentary Practice Heartbeat program — the only program of its kind. We’ll assign a specialist to offer you ongoing guidance in the following areas:

Bank of America Practice Heartbeat Program


Please contact Michael Thompson, VP Business Development Officer Medical Financing, at or (614) 813-7671 for questions.


About Bank of America Practice Solutions

For over 25 years, Bank of America Practice Solutions has helped Optometrists across the nation reach their goals through a variety of smart financial solutions and expert guidance. Whether you currently own your practice or are planning to, we can provide customized financial solutions for your short-term needs and long-term goals.


Important Disclosures and Information
  1. Standard underwriting guidelines and credit policies apply. All programs subject to credit approval and loan amounts are subjectto creditworthiness. Some restrictions may apply. The term, amount, interest rate, and repayment schedule for your loan, and anyproduct features may vary depending on your creditworthiness and on the type, amount, and collateral for your loan. Bank of America may prohibit use of an account to pay off or pay down another Bank of America account. Repayment structure, prepayment options and early payoff are all subject to product availably and credit approval. Other restrictions may apply. Bank of America Practice Solutions product offerings and restrictions are subject to change.
  2. Bank of America Practice Solutions makes no express or implied warranties with respect to any aspect of the Practice Heartbeat® program, nor does it guaranty any success or promise any results, and hereby disclaims the same to the extent allowed by law. The opinions of Bank of America Practice Solutions are based upon prior experience, and it makes no promise or guaranty that you will achieve any particular measure of success or results by participating in the program. You are not bound by any recommendations provided under this program and retain full responsibility for the results achieved by your professional practice.
  3. A rate lock establishes an interest rate on an approved loan valid for a specified period of time. Not all products of Bank of America qualify for the rate lock option, and there may be conditions to obtaining a rate lock, including paying a good faith deposit. Other restrictions and conditions may apply.
All promotional and marketing materials are Bank of America Practice Solutions property, as such, cannot be changed, altered or modified, orally or in writing. All questions regarding these materials should be directed or referred to a Bank of America Practice Solutions Sales Associate. Sponsorship of endorser’s products and services is not an expressed opinion or approval by the Bank. Bank of America Practice Solutions is a division of Bank of America, N.A.Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. ©2021 Bank of America Corporation.

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Download Our Ultimate Checklist for Running a Successful Optometry Practice

This checklist will help audit key areas of your practice and guide you toward sustainable, long-term success and growth.

Please complete the following form to download the ultimate checklist for running a successful optometry practice


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